As straightforward as a claim might seem, many accident victims are shocked to discover how difficult it can be to receive timely, reasonable compensation.
We have the experience and skills you need to pursue the compensation you deserve.
Be Wary of Insurance Companies
Insurance companies routinely undervalue vehicle damage, downplay injuries, and use delaying tactics in hopes that you’ll take their first offer.
It can feel nearly impossible to find the time and strength to fight greedy insurers or other drivers listed in a claim while having to balance pain, medical needs, and the disruption of gainful employment.
Insurance companies know accident victims are at a disadvantage when they feel pressured to make a decision. Taking the first offer is the most common mistake accident victims make.
If you’ve been injured, it’s in your best interest to contact an experienced auto accident lawyer to ensure an equitable settlement outcome.
Damages Available to Accident Victims
In Louisiana, car insurance laws are governed by a fault system where the at-fault driver is responsible for damages.
Damages are awarded to compensate the injured party for harm caused by the defendant’s negligent actions. Compensation for an auto accident might include money for:
- Pain and suffering (physical and mental)
- Property loss
- Physical impairment
- Lost wages
- Medical expenses
- Wrongful death
The Benefits of Hiring an Attorney
Motor vehicle accidents can have a major impact on your life, and the financial and medical consequences can be significant.
Hiring a motor vehicle accident attorney is beneficial to accident victims because it will greatly increase the potential for a higher, more comprehensive settlement amount. Specifically, an injury lawyer can help:
- Investigate your accident. Our attorneys will find out what happened and who caused the accident.
- Build your case. We’ll gather evidence such as medical records and police reports to build an effective case.
- Negotiate with insurance companies. Our attorneys will fight for your interests and communicate with the insurance company on your behalf.
- Negotiate a fair settlement. We’ll assess your damages careful to ensure you receive an equitable settlement outcome.
Plus, our attorneys work on a contingent-fee basis, which means our clients don’t pay anything unless we successfully win their case. The initial consultation is always free and there are no obligations.
Important Information for Victims and Families
Serious accidents often involve fault disputes or disagreement over who is most responsible for causing the accident. This is relevant in Louisiana because our state operates under a comparative-fault system.
Comparative fault affects how compensation is distributed. For example, if you get in an accident driving around Lake Charles, and you’re found to be 30 percent responsible for the accident, you may only be entitled to 70 percent of the available compensation.
What’s more, Louisiana’s statute of limitations can bar a victim from filing a claim, if the claim isn’t filed within the appropriate time limits. Accident victims have one year to file an injury claim in Louisiana. Claims made outside this time frame are likely to be dismissed and no compensation will be awarded.
The car accident lawyers at Cox, Cox, Filo, Camel & Wilson understand the critical factors that inform a wide range of auto accident injury cases.
Don’t settle for the insurance company’s first offer. Let our compassionate motor vehicle accident attorneys handle your claim to ensure you get the complete compensation you deserve.